We pride ourselves on the personal service that other banks can only talk about. When you call Great Plains State Banks you will be greeted by one of our employees. Please consider the Great Plains State Banks for all your financials needs and remember Great Personal Service is part of our name…GPS Bank.
Access your account on the go.
Log into your account via your mobile phone or tablet to check balances, transfer funds, or view statements.
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To be effective, your stop-payment order must precisely identify the number, date and amount of the item, and the payee.
You may stop payment on any item drawn on your account whether you sign the item or not, if you have an equal or greater right to withdraw from this account than the person who signed the item. A release of the stop-payment request may be made only by the person who initiated the stop-payment order. Our stop-payment cutoff time is one hour after the opening of the next banking day after the banking day on which we receive the item. Additional limitations on our obligation to stop payment are provided by law (e.g., we paid the item in cash or we certified the item).
A telephone transfer of funds from this account to another account with us.
A telephone transfer of funds from this account to another account with us, if otherwise arranged for or permitted, may be made by the same persons and under the same conditions generally applicable to withdrawals made in writing. Unless a different limitation is disclosed in writing, we restrict the number of transfers from a savings account to another account or to third parties, to a maximum of six per month (less the number of “preauthorized transfers” during the month). Other account transfer restrictions may be described elsewhere.
You must promptly notify us of the relevant facts.
As between you and us, if you fail to do either of these duties, you will have to either share the loss with us, or bear the loss entirely yourself (depending on whether we used ordinary care and, if not, whether we substantially contributed to the loss). The loss could be not only with respect to items on the statement but other items with unauthorized signatures or alterations by the same wrongdoer.You further agree that if you fail to report any unauthorized signatures, alterations, forgeries, or any other errors in your account within 60 days of when we first send or make the statement available, you cannot assert a claim against us on any items in that statement, and as between you and us the loss will be entirely yours.
This 60-day limitation is without regard to whether we used ordinary care. The limitation in this paragraph is in addition to that contained in the first paragraph of this section.You agree that the time you have to examine your statement and report to us will depend on the circumstances, but will not, in any circumstance, exceed a total of 30 days from when the statement is first sent or made available to you.
ACH and Wire Transfers
You agree to be bound by automated clearing house association rules.
If you originate a fund transfer for which Fedwire is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary financial institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. You agree to be bound by automated clearing house association rules.
These rules provide, among other things, that payments made to you, or originated by you, are provisional until final settlement is made through a Federal Reserve Bank or payment is otherwise made as provided in Article 4A-403(a) of the Uniform Commercial Code. If we do not receive such, we are entitled to a refund from you in the amount credited to your account and the party originating such payment will not be considered to have paid the amount so credited. If we receive a credit to an account you have with us by wire or ACH, we are not required to give you any notice of the payment order or credit.
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
|ATM/Debit Card Periodic Rate||$3.00|
|Replace Lost ATM/Debit Card (Up To 2 Times)||$3.00|
|Replace Lost ATM/Debit Card (After 2 Times)||$25.00|
|Change Personal Identification Number (PIN) for ATM/Debit Card||$3.00|
|Check Printing||Fee depends on style of check ordered.|
|Cashier’s Checks||$3.00 Per Check|
|Overdraft (Each Debit or Check Paid)||$20.00 Per Item|
|Automatic Transfer to Prevent Overdraft||$5.00|
|Continuous Overdraft After Five Business Days||$20.00|
|Nonsufficient Funds (NSF) Item (Each Debit or Check Returned)||$20.00|
|Account Research||$30.00 Per Hour|
|Account Balancing Assistance||$30.00 Per Hour|
|Stop Payments (All Debits or Checks)||$15.00 Per Item|
|Duplicate Statements||$10.00 Per Sheet|
|ATM/Debit Card Usage Fee – Over 3 Month Period||$2.00|