Rates

Current Rates

Rates and APYs accurate as of April 2, 2025.

CD and IRA Rates

Maturity TermMinimum BalanceInterest RateAnnual Percentage Yield (APY)
6 Months$5003.91%3.95%
7 Months$5004.26%4.30%
11 Months$5004.04%4.10%
12 Months$5003.80%3.85%
18 Months$5003.75%3.80%
24 Months$5003.65%3.70%
36 Months$5003.36%3.40%
48 Months$5003.41%3.45%
60 Months$5003.45%3.50%
Available as an IRA CD and on Non-Brokered CDs with balances $245,000 and below.

Substantial penalty will be imposed for early withdrawal of certificate of deposits.

Personal and Business Account Rates

Account TypeMinimum BalanceInterest RateAnnual Percentage Yield (APY)*
KASASA® Cash**$0.01 - $15,000
$15,000.01 +
Non-qualify		4.8890%
0.2497%
0.05%		5.00%
0.25%
0.05%
KASASA® Saver**$0.01 - $100,000
$100,000.01 +
Non-qualify		1.9819%
0.9954%
0.05%		2.00%
1.00%
0.05%
Now Account$1,0001.00%1.00%
Savings Account$101.24%1.25%
Christmas Club***$101.24%1.25%
Money Market$1,000 - $9,999.99
$10,000 - $24,999.99
$25,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 +		1.19%
1.34%
1.44%
1.69%
1.83%
1.98%		1.20%
1.35%
1.45%
1.70%
1.85%
2.00%
** Interest will be credited to your KASASA CASH Account on the first processing/business day of the following statement cycle. Interest may sweep into your KASASA SAVER if applicable.

*** Interest paid at maturity only.

Individual Retirement Accounts and Health Savings Accounts

Account TypeMinimum BalanceInterest RateAnnual Percentage Yield (APY)*
Traditional IRANo Minimum Deposit2.23%2.25%
ROTH IRANo Minimum Deposit2.23%2.25%
Educational IRANo Minimum Deposit2.23%2.25%
Health Savings Account$50 - $4,999.99
$5,000 - $9,999.99
$10,000+		1.83%
1.91%
1.98%		1.85%
1.93%
2.00%
Consult your tax advisor regarding the tax implications of an IRA or HSA product.

* Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings.

Rates on Variable Rate Deposits are determined at the discretion of the management of Great Plaines State Bank and may change from time to time at their discretion with the change in the APY disclosed in the Bank Lobby. We reserve the right to refuse non-customer and Brokered Deposits.

The rates displayed on this page are current as of the date listed above. 

Questions? Call 402-564-2933 or visit your local branch for the most up-to-date rate information.