Personal Savings

Personal Savings Accounts

Great Plains State Bank savings accounts offer financial peace of mind. Whether you’re looking to save for yourself, for your child’s education, make improvements to your home, or just saving for a rainy day, our savings plans come with competitive interest rates and easy access to your account.

Kasasa® Saver

Kasasa is a smarter way to bank. Kasasa Saver allows you to save easier with automatic reward transfers from Kasasa checking.

  • Interest compounded and credited to your account monthly
  • Opening balance of $100
  • No minimum daily balance 
  • E-statements required
  • Visa® debit card

Click here to learn more about Kasasa® Saver.

GPS Savings Account

Whether you are just starting your savings plan or a seasoned investor, this savings account is a great choice. Reach your savings goals with no monthly balance requirements.

  • Interest compounded and credited to your account quarterly
  • Opening balance of $10
  • No minimum daily balance
  • $10 minimum daily balance to earn interest
  • 6 withdrawals per month at no charge
  • A $2 per item service fee will be charged if withdraws exceed the 6 items per calendar month
  • Imaged statements

GPS Money Market

Looking to invest your money? Money market accounts often earn a higher interest and are a great savings option for an emergency fund or other longer-term savings goals. With competitive tiered interest rates and check writing abilities, this account is ideal for a higher rate on your money.

  • Earn a higher rate on your money
  • Interest compounded and credited to your account monthly
  • Check writing capabilities
  • Opening balance of $1000
  • $15 monthly service fee if daily balance falls below $1000
  • Transfer funds, withdraw money, or write checks up to 6 times per monthly cycle for free
  • $10 per item fee if more than 6 withdrawals
  • Imaged statements

GPS Christmas Club

The Great Plains State Bank Christmas Club account is a savings account designed to help you save for expenses and spending during the holiday.

  • Opening balance of $10
  • Interest will be credited to your account annually on the last business day (Monday-Friday) of October
  • Check will be issued on the last business day of October
  • Check will be mailed to customer: account balance + interest

GPS Health Savings Account

To qualify for an HSA account, you must be covered by a High Deductible Health Plan (HDHP), which satisfies both annual deductible and an out-of-pocket expense limit. HSA accounts are generally not allowed with any health plan that is not an HDHP, and HSAs are not allowed if you are enrolled in Medicare or are claimed as dependents on another person’s tax return.

  • Opening balance of $50
  • $2 Monthly service fee if daily balance falls below $50
  • Interest compounded and credited to your account monthly
  • Visa® debit card

Individuals and families covered under a high-deductible health plan can deposit pre-tax money into a Health Savings Account, and use it to pay for doctor’s visits, eyeglasses or other qualified medical expenses, tax-free.

Qualified medical expenses include expenses incurred on behalf of the HSA owner, spouse, or dependent after an HSA has been established. The expenses cannot be covered by any health plan and must be paid by the HSA owner, spouse or dependent. Consult your tax advisor regarding the tax benefits of the HSA product.

Call for Current Rate Information

For more information about an account, submit this form and a GPSbank representative will contact you within the next business day.

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