Loans

Personal Loans

At Great Plains State Bank, we offer personal lending products for your current needs. Whether you’re buying a home, vehicle, remodeling, or consolidating higher-interest debt, our lending products can meet your needs in an easy and affordable way.

Mortgage: Purchase, Refinance

Buying a home is one of the biggest purchases you will make in your lifetime. Whether you are a first-time home buyer or a homeowner currently, we offer the flexibility of a suite of mortgage options; Conventional Fixed Rate Loans, Government Sponsored Loans (FHA/USDANA AND NIFA-Nebraska First-time Homebuyers loan program). Our community bank team will work with you through a variety of purchasing or refinancing solutions that meet your needs in an easy and affordable way.

Construction

Building a home is an exciting time full of possibilities. Let Great Plains State Bank partner with you to finance the construction of your dream home. Our team will guide you every step of the way through the process from the start of construction through permanent financing. We will be your partner on the path toward accomplishing your dreams.

Home Equity Line of Credit (HELOC), Home Equity

Use the equity in your home for major expenses with a Home Equity Line of Credit (HELOC) or Home Equity Loan. If you need some extra spending money for a vehicle, home remodeling project, college expense or consolidating high-interest debt, our team is here to help.

Personal Loans

Manage your finances with a personal loan from Great Plains State Bank. If you find yourself in need of some extra spending money for a vehicle, a new baby, home remodeling, or consolidating higher-interest debt, our team is here to help. Personal loans are also a good option for those who have yet to build home equity.

  • Best for single, one-time purchases of a specific amount for predictable monthly payments
  • Use for a set period of time
  • Multiple payment options and rates (dependent on income and credit score)
  • Interest rates can be lower than credit cards

Vehicle Loans

Whether you’re buying new or used, we offer low fixed rates that fit your budget and give you the chance to drive the vehicle you have your heart set on.

  • Fixed rates and terms to fit your needs
  • No payments for up to two months
  • No prepayment penalty
  • Contact us for today’s auto loan rates

Recreational Vehicle Loans

Great memories can be made on a camping trip or out on the lake. If you’re ready for new adventures we have a loan to help you with your purchase.

ATV/UTV Loan
Sometimes you want some adventure in your life or you need a vehicle that can help you work the pasture and fields.

Boat Loan
Great Plains State Bank is here to make your boat ownership dreams come true.

Camper Loan
Great Plains State Bank is here to make your camping adventures a reality.